Unlock B2B Interchange Rates
Level 3 Data offers proven, cost-cutting solutions to small and medium businesses who accept corporate and purchasing cards. Take advantage of capturing Level 2 and 3 Data and unlock B2B interchange rates offered by issuing banks.
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Lower Interchange Rates on
B2B Transactions
Turn-Key Solution
Available on Multiple
Gateways and Terminals
Find Out Your Potential Savings
Stop paying standard rates on B2B Transactions, and take advantage of level II and III rates offered by Visa, Mastercard, and Discover. Contact Level 3 Data and schedule your free cost benefit analysis.
What Capturing Level 2 and 3 Data Means
How it Works
At the time of sale, customer card and transaction data is passed through along with the authorization. This data is used to evaluate the transaction and assign the appropriate interchange rate only available for B2B transactions. Issuing banks categorize each transaction into one of three data levels, each determined by the amount of data collected at the time of sale. Collecting additional information qualifies each transaction for a higher data level tier drastically reducing the cost of merchant processing for businesses.
Level I Data (Standard Data)
| Merchant Name | Exp. Date |
| Purchase Amount | Billing Zip |
Level II Data
| Level I Data | Invoice Num. |
| Sales Tax | Order Num. |
| Customer Code | Tax Indicator |
Level III Data
| Level I & II Data | Discount Amount |
| Produt Code | Shipping Amount |
| Quantity | SKU Description |
Potential Savings
The true savings comes from the decreased cost of interchange charged by the major banks (Defined Here).
As seen in the comparison below, interchange can vary drastically based on the amount of information collected during the transaction.
Mastercard Interchange Rates
Card Type
Commercial
Corporate
Purchasing
Standard Rate
2.95% + $0.10
2.95% + $0.10
2.95% + $0.10
Level 2 Rate
2.10% + $0.10
2.50% + $0.10
2.50% + $0.10
Level 3 Rate
1.90% + $0.10
1.90% + $0.10
Visa Interchange Rates
Card Type
Business
Corporate
Purchasing
Standard Rate
2.95% + $0.20
2.95% + $0.10
2.95% + $0.10
Level 2 Rate
2.05% + $0.10
2.50% + $0.10
2.50% + $0.10
Level 3 Rate
1.90% + $0.10
1.90% + $0.10
Collecting Level II and III Data Doesn't Have to be Hard
Level 3 Data empowers businesses who accept corporate transaction with a powerful B2B solution platform, a payments ecosystem that streamlines work-flows and effectively manages all aspects of running a business.
Traditional Processors Requires 8+ Lines of Data to Qualify for Level III.
Level 3 Data Only Requires 2 with the
Power of MX Suite!
Save on Corporate Card Transactions by Collecting Level 2 and 3 Data with TWO LINES OF DATA.
B2B Experts who KNOW how to identify unnecessary expenses and implement cost-saving solutions.
Secure Card Vaulting and peace-of-mind with free ControlScan services and breach protection.
Bundled Solutions that Businesses Need like Mobile Payments, ACH Transactions, and Online Invoicing.
Find Out Your Potential Savings
Contact Level 3 Data below to speak to a consultant.